LIC, or Life Insurance Corporation, is a big insurance company in India. They give Life Insurance Certificates which are papers showing that someone has life insurance. It's like a promise from LIC to pay money if something bad happens like if the person dies. People buy these certificates to protect their families. It's important because if the person dies, their family can get money from LIC to help with expenses. It is trusted by many people in India for life insurance because it's been around a long time and is backed by the government.

Name Change in LIC - Life Insurance Certificate

Changing the name on a LIC Life Insurance Certificate in India means altering the document to show a different person's name. This could happen if someone gets married or divorced and wants to use their new name. To do this, they need to contact LIC and provide proof of the name change, like a marriage certificate or court order. LIC will update the certificate with the new name. It's important to make sure the certificate reflects the correct name to avoid confusion when claiming insurance benefits in the future.

Name Change In LIC Policy in India – Top Reasons

In India, sometimes people can change their name on their LIC policy. Here's what could be the possible reasons -

When someone gets married, they might want to change their name on their LIC policy to reflect their new marital status.

After a divorce, someone might want to remove their ex-spouse's name from their policy.

If someone legally changes their name due to personal reasons like religious conversion or gender transition, they would need to update their name on their policy.

Sometimes, there might be a mistake in the name on the policy, and the person wants to correct it.

In case of the policyholder's demise, if the policy is transferred to someone else, the name on the policy would need to be changed accordingly.

If someone wants to add or change the nominee on their policy, they might need to update the name on the policy.

Steps to change your name on your LIC policy

First, write a letter to the LIC branch manager asking to change your name on your LIC account.

When you apply to change your name on your LIC policy, make sure you write your real name and sign it.

You need to give these documents to the insurance company to change your name:

• Official papers signed by a government officer to change a name.
• An advertisement in a local newspaper that comes out every day.
• A legal statement sworn in front of a judge or magistrate.
• A paper proving marriage with the name of the person who owns an insurance policy.
• A document showing the legal adoption of someone.

If needed, you must give other papers like where you live, a picture ID, and your age proof.

When you've given all the papers they asked for, the insurance company will review your application.

Documents you need to change your name on your LIC policy in India

• A document showing your name change published in the government gazette.
• A copy of the newspaper ad announcing your name change.
• An official statement or a paper sworn in front of a court or notary for changing your name on LIC documents.
• If you got married, a marriage certificate with your name on it.
• If you adopted a child, a document proving the adoption. A small photo of yourself.
• Any ID from India like Aadhar card, PAN card, Passport, or another government-issued ID.
• Proof of your address in India like Aadhar card, Passport, Driver's License, or bills.
• Your current LIC policy document.
• A written statement from you explaining why you're changing your name.

Gazette Publication For Name Change in LIC Policy in India

To change the name on your LIC policy in India, you'll need to follow these steps:

Make a document called an affidavit for the name change. This document should explain why you're changing your name and include both your old name and the new one you want on your LIC policy.

. Take this affidavit and a copy of an advertisement about the name change to your local gazette publication office. They'll check these documents, and if everything is okay, they'll publish a notice in the gazette about the name change for your LIC policy.